Understanding the ins and outs of Medicare can be confusing, leaving you wondering what kind of plan best suits your needs. There are lots of options, including Medicare Advantage plans, which include multiple benefits in one plan.
At Reliant Medical Group, we now accept multiple Medicare Advantage plans. So, we thought this is a good time to provide information about how Medicare Advantage plans work and how they are different from Original Medicare.
What is Medicare Advantage?
Medicare Advantage is a different way to get Medicare. Original Medicare is run by the federal government while Medicare Advantage is sold by private insurance companies. Medicare Advantage covers the same services that Original Medicare does, but offers additional benefits and services. These may include coverage for prescription drugs, routine vision exams, hearing and dental care, fitness memberships and transportation to medical appointments. Some plans also offer chronic condition and disease management programs, as well as resources to better coordinate your care between multiple providers.
Get More with Medicare Advantage
Medicare Advantage plans support your primary care doctor’s care plan. They help ensure you get preventive care like wellness visits, tests, checkups and vaccines, which support better health outcomes
Medicare Advantage limits the total amount members pay for covered services. With Original Medicare, you pay 20% of the cost for covered services, with no limit to your total costs. You also have a deductible for hospital costs. You can buy a supplement plan to help with those costs. And you can add a Medicare Part D plan to cover prescription drugs. But a Medicare Advantage plan may offer you everything you need, all in one plan.
Medicare Annual Enrollment Period
The Medicare Annual Enrollment Period (AEP) for 2020 will run from October 15th to December 7th 2019. AEP is the time of year when most seniors can make changes to their Medicare plan. So, it’s not too early to understand your options.
Below are the Medicare Advantage Plans Reliant accepts now and in 2020. You can contact the plans directly to learn more about their features and benefits.
Medicare Advantage Plans
Insured through UnitedHealthcare
Blue Cross Blue Shield of Massachusetts
Medicare HMO & PPO Plans *Accepting beginning 9/1/2019
(800)-678-2265 (TTY: 711)
Fallon Health Medicare Advantage
*Accepting beginning 1/1/2020
(866) 790-8181 (TRS 711)
Tufts Medicare Preferred HMO
(800) 877-8888 TTY (888) 899-8977
*CMS gives this plan a 5-Star Rating
Fallon Health’s NaviCare® HMO SNP (Special Needs Plan) & NaviCare® SCO (Senior Care Options):
(877) 255-7108 (TRS 711)
Tufts Health Plan Senior Care Options HMO SNP & Tufts Health Plan Senior Care Options SCO:
(800) 877-8888 TDD/TTY: (855) 670-5940
The best way to be kept up to date on the Medicare plans your Reliant providers accept is to visit reliantmedicalgroup.org/insurance.
Please note: Reliant also accepts Original Medicare and virtually all supplemental plans